You Can Avoid Foreclosure TODAY!

Fill out the form below to see if your house qualifies for a short sale. Upside Down? No Equity? No Problem! We can work with your lender and Realtor to help get your house priced right so you can sell in time to avoid foreclosure. Our experienced short sale negotiators work directly with your lender to get them to accept a settlement of less than what you owe. Remember, it doesn't matter what you sell your property for in a short sale because the Mortgage Forgiveness Act allows up to $2 Million in forgivable debt.

What is a Short Sale?
Quite simply, a short sale is where your lender accepts less than what is owed as payment in full. Lenders have been accepting short sales for years, but now that so many homeowners are "under water" or "upside down", more and more short sales are being accepted and completed. In fact, the federal government has increased incentives to lenders to accept more short sales than ever before. 

Example: I Owe $200,000 and My House is Worth $150,000?

This example is pretty similar to a lot of houses we work with and are approved for settlement. The lender is not as concerned about the amount they are discounting as they are with the loss they will be taking at a short sale vs. a foreclosure. Let's take the above example, if your house is worth $150,000 now and you bought it three years ago for say $210,000, the lender is looking at what your house is worth now and whether a short sale would make more sense to accept than to foreclose. So, even if your house is worth $400,000 now and you owe $700,000, they're still only interested in minimizing their loss. Either way, a foreclosure or a short sale, they'll be taking a loss, but a deal on the table today may be worth more than an empty house on the market for months or years after a foreclosure. Many banks and lenders would agree.

There is NO COST to work with us. There are no up front fees and no fees when your home is sold. Our fees are paid by either your new buyer, lender or Realtor but either way we do not charge you a fee for our service. Get more information today on how we can possibly help you. Fill out our contact form below.

I am really embarrassed, confused or just plain sick and tired, how do I know you can really help me?

There are a number of us here at IPS who have been in your situation at one time or another and we value the opportunity to help good people trapped in bad situations.Working with people from all types of backgrounds, income levels, ages, areas of the country and degrees of education has given us the experience, professionalism and ability to see how this mortgage crisis affects us all. We have worked with people in trouble because of divorce, loss of income, death of a loved one, job transfer, unemployment, lender denied loan modification, strategic defaults and more. Bottom line, we treat you with 100% of respect, decency & professionalism and GUARANTEE you'll get 100% of our efforts to get you a Fresh Start.   

What if I am working with a Realtor?

We're happy that you have a professional working with you and looking after your home needs. We work with many Realtor's and have had many successful settlements. We make sure your Realtor gets their full commissions for trying to help you during this difficult time.

What if I want to keep my home?

Under the recent Obama programs, more and more homeowners are trying to keep their homes. However, you have to qualify for the programs and many simply tack on higher payments per month so you can get caught up. One homeowner we spoke with had their lender (a major lender) ask them to contribute $3,000.00 to even consider them for the HAMP program. This doesn't work if the homeowner is having a hard time trying to get caught up with their back utility payments, car payments and more.

This is not always the best solution to your problem. Sometimes, it makes sense to just get out and get a fresh start. If you can afford to stay in your home and your most recent hardship has been fixed, we have experts that focus 100% on loan modifications as well as direct connections with HUD approved loan modification counselors.